SmallBusinessLendingUS.com • Fast Business Funding Nationwide ✆ (877) 935-8266  •  info@smallbusinesslendingus.com
Equipment Leasing & Financing

Acquire the Equipment You Need
Without Draining Your Working Capital

$5,000 to $5 million. New and used equipment. 24 to 84 month terms. A, B, and C credit considered. Application-only approval up to $150,000. Sale-leaseback converts equipment you already own into immediate cash.

Apply for Equipment Financing →Call (877) 935-8266
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$5,000 – $5,000,000
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24 – 84 Month Terms
✅
A, B & C Credit
⚙
New & Used Equipment
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App-Only to $150K
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Sale-Leaseback Available
Three Options

Equipment Lease, EFA, or Sale-Leaseback — We Have All Three

Equipment Lease

Lower Payments. Upgrade at End of Term. Possible Off-Balance-Sheet Treatment.

You make payments for the term and return or purchase the equipment at the end. The lender holds title during the lease. Best for equipment that depreciates fast or technology you plan to upgrade every few years.

$5K–$5M
Range
24–84 mo
Terms
App-Only
to $150K
  • Fixed monthly payments — predictable cash flow
  • $1 purchase option, FMV buyout, or return at term end
  • Covers equipment cost, taxes, delivery, and soft costs
  • Operating lease treatment may keep it off-balance-sheet — consult your CPA
  • New and used equipment from any vendor

Equipment Finance Agreement (EFA)

Own It Day 1. Eligible for Section 179 Depreciation. No Surprises at Term End.

An EFA is a loan secured by the equipment — you own it from day one. Fixed payments over the term. Best for long-lived equipment where ownership and the Section 179 tax deduction matter.

100%
Financing
Day 1
You Own It
Sec. 179
Eligible
  • You hold title throughout the entire term
  • Eligible for Section 179 depreciation — significant potential tax benefit
  • Fixed payments for the full term — no rate surprises
  • Most programs allow early payoff with no penalty

Sale-Leaseback

Turn Equipment You Already Own Into Immediate Working Capital

You sell equipment you already own to a financing company, which leases it back to you. You receive a lump sum immediately and continue using the equipment exactly as before. No operational disruption. No new debt secured by other assets.

Immediate
Cash to You
Zero
Disruption
Any
Equipment Type
  • Convert owned equipment into cash without traditional bank debt
  • Equipment stays in your facility — operations unchanged
  • Leaseback payments are typically 100% tax deductible
  • Works on vehicles, machinery, medical equipment, restaurant equipment, and more

Equipment We Finance

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Transportation & Trucking

Semi trucks, box trucks, trailers, forklifts, and material handling.

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Construction & Heavy

Excavators, cranes, bulldozers, backhoes, and concrete equipment.

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Restaurant & Food

Commercial ovens, refrigeration, prep equipment, POS systems.

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Medical & Dental

Imaging equipment, dental chairs, surgical systems, EMR hardware.

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Manufacturing

CNC machines, lathes, presses, conveyor systems, automation.

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Technology & IT

Servers, networking, computers, POS, security, telecom.

Get Equipment Financing

Or call: (877) 935-8266

Our Lender Network

42 Equipment Leasing Sources — Including 12 Specialty Lenders That Do What Banks Won't

Most equipment finance companies want perfect credit and clean books. We have 42 leasing sources including 12 specialty lenders who fund deals that conventional sources decline — distressed businesses, challenged credit, sale-leasebacks on used industrial equipment, and DIP financing for businesses in bankruptcy.

FEATURED LENDER

Loeb Equipment

Park Ridge, IL • loebequipment.com • Est. 1880

Family-owned industrial equipment finance company with 143+ years in business. Loeb funds deals that conventional banks decline — no debt-to-equity ratio restrictions, subprime credit accepted for leasebacks. Over $200 million in term loans funded. Over $500 million in machinery bought and sold.

$200M+
Term Loans Funded
4 Wks
Typical Close Time
143+
Years in Business

What Loeb Funds:

Equipment Term Loans Sale-Leaseback ($500K–$2M) Equipment Lines of Credit DIP Financing Distressed Asset Loans USPAP Appraisals

Industries: Chemical • Pharma • CNC/Metalworking • Food/Bev • Plastics • Cosmetics • Transportation • Woodworking

For Brokers: Loeb pays up to 50% of origination fee as referral compensation. White label loans available. They fund the deals your conventional sources decline.

11 More Specialty Lenders in This Space

Our specialty lender network includes 12 total sources (including Loeb) that fund industrial, distressed, and challenged-credit equipment deals. Each has a specific niche — we match your deal to the right source.

Industrial / Distressed Asset Lenders
Asset-based underwriting — no debt-to-equity restrictions — fund businesses other lenders decline
Sale-Leaseback Specialists
Convert owned equipment to immediate cash — no disruption to operations — available for subprime credit
DIP & Restructuring Lenders
Debtor-in-possession financing for Chapter 11 businesses — equipment as collateral during restructuring
B & C Credit Equipment Specialists
580–679 personal credit — programs designed specifically for challenged credit profiles
USPAP-Certified Appraisal + Lending
Lenders who appraise AND fund — one process, faster close, based on real market data

The right specialty lender depends on your industry, equipment type, credit profile, and whether you own the equipment already. We identify the right source in the first conversation.

Our Complete Lender Network — 250+ Sources Across All Categories

160
MCA Lenders
Merchant Cash Advance
36
SBA Sources
7(a), 504 & Express
42
Equipment & Leasing
Sources
12
Specialty / Distressed
Lenders incl. Loeb

Ready to Finance Your Equipment?

Tell us what you need. We match you with the right program and the best available rate.

Apply Now → Call (877) 935-8266