SmallBusinessLendingUS.com • Est. 1994 ✆ (877) 935-8266  •  info@smallbusinesslendingus.com
Business Funding Nationwide

Fast Business Loans
That Actually
Get Funded

$5,000 to $5 million. SBA loans, equipment financing, working capital, merchant cash advance, lines of credit, and commercial real estate. One application. 250+ lender sources competing for your deal.

Why We Get Deals Done
250+
Lender Sources
$5K–5M
Funding Range
30+
Years Experience
All 50
States Funded
📋
SBA 7(a) & 504
Equipment Leasing
💰
Working Capital
🗿
Merchant Cash Advance
🏛
Commercial Real Estate
💼
Line of Credit
🏠
Hard Money Loans
All Loan Types

Every Funding Solution Your Business Needs

Click any product for full details, rates, terms, and what it takes to qualify.

📋
SBA 7(a) & 504 Loans
The best rates and longest terms available for small businesses. Up to $5 million. Terms up to 25 years on real estate. Government-backed, low down payments.
Up to $5M25-Year TermsLowest RatesReal Estate
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Equipment Leasing & Financing
New and used equipment. 24–84 month terms. Application-only to $150K. Sale-leaseback converts equipment you own into immediate cash. A, B, and C credit.
$5K–$5MA/B/C CreditSale-LeasebackApp-Only to $150K
Full Details →
💰
Working Capital & Term Loans
Unsecured working capital for any business purpose. Revenue-based qualification. No collateral needed for qualified businesses. Fast decisions. $10K to $2M.
$10K–$2MNo CollateralFast FundingAny Purpose
Full Details →
🗿
Merchant Cash Advance
Revenue-based funding repaid as a percentage of daily card sales. Approval in 24–48 hours. No fixed monthly payment. Factor rates from 1.10 to 1.50. Sourced from our network of 160 MCA lenders.
$5K–$500K24–48 Hr ApprovalRevenue-BasedNo Fixed Payment
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🏛
Commercial Real Estate
Hotels, restaurants, strip malls, office, mixed-use, and land. Purchase, refinance, and cash-out. SBA options with 10% down. We close deals banks pass on.
Hotels/MotelsRestaurantsRetailSBA 504Land
Full Details →
💼
Business Line of Credit
Revolving access to capital. Draw when you need it, repay, draw again. Pay interest only on what you use. Perfect for seasonal cash flow and inventory.
RevolvingPay What You UseSeasonalInventory
Full Details →
🏠
Hard Money & Bridge Loans
Asset-backed financing. Close in days not months. Flexible underwriting focused on asset value. Fix and flip, bridge, construction, and time-sensitive acquisitions.
Fast CloseAsset-BasedFix & FlipBridge
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📈
Medical Receivable Financing
Stop waiting 90–180 days for insurance reimbursements. Convert outstanding receivables into immediate operating cash. All healthcare provider types.
HealthcareImmediate CashAll ProvidersOngoing Facility
Full Details →
🎯
Business Acquisition Financing
Buy an existing business or franchise with as little as 10% down using SBA financing. We structure deals for buyers who don't have years of operating history.
10% Down (SBA)FranchiseAcquisitionsStartups
Full Details →
Why Work With Us

We Are Not a Bank. We Are Your Funding Partner.

Banks reject 80% of small business loan applications. They have one product, one credit box, and if you don't fit, you're done. We operate differently — 250+ lender sources, 9 products, and 30 years of experience finding the path that actually works for your specific situation.

Before we recommend anything, we understand your business — your revenue, your goals, your timeline, your credit profile. Then we match you to the right product at the right lender. Most clients return to us for every capital need for years.

  • 250+ lender sources competing for your deal — we find the best rate, not the easiest one to sell
  • We tell you the lowest-cost product you qualify for first — not the highest margin one
  • Honest answers early — if your deal won't work we say so immediately
  • A, B, and C credit borrowers all served — challenges don't automatically mean no
  • One contact for every capital need for the life of your business
  • Fast business funding nationwide — active Florida LLC since 1994
Start Your Application →

How We Are Different From Everyone Calling You

1

We Have 250+ lender sources

Most callers have one product from one source. We shop your deal across 250+ lender sources and present you the best available options.

2

We Carry 9 Products

SBA, equipment, MCA, working capital, CRE, hard money, medical receivables, line of credit, acquisitions. If it exists, we have access to it.

3

30 Years of Relationships

The lender relationships we have took decades to build. We know which lenders fund which deals — and we get yours in front of the right ones.

4

We Are Not on Commission Quota

We do not have a monthly target for one specific product. We recommend what fits your deal — not what fits our quota.

5

You Get a Real Partner

One contact. Always available. For every capital need, for the life of your business. This is a relationship, not a transaction.

How It Works

Four Steps to Funded

01

Apply in Minutes

One simple form. Tell us about your business and what you need. No long application, no upfront documents.

02

We Structure Your Deal

We match you to the right product and the right lenders. We shop your deal across 250+ sources to find the best terms.

03

You Get Clear Options

No surprises. No hidden fees. Clear rates, clear costs, and a clear timeline before you commit to anything.

04

Funded

We close your deal and stay as your contact for every future capital need. Same person. Same commitment.

Qualification

Do You Qualify? Here Is What We Look At.

Requirements vary by product. This gives you a general picture — call us if you're not sure.

📋 SBA Loans — General Requirements

  • For-profit US business in operation 2+ years
  • Meets SBA size standards for your industry
  • Credit score 640+ preferred (varies by lender)
  • Positive cash flow demonstrated in tax returns
  • Cannot reasonably obtain credit elsewhere

⚙ Equipment — Application-Only (Under $150K)

  • Business in operation 2+ years (startups case-by-case)
  • Personal credit 580+ (A, B, and C credit all considered)
  • Valid business entity (LLC, Corp, Sole Prop)
  • No open bankruptcies or active tax liens
  • Equipment invoice or description required

🗿 Merchant Cash Advance — Fast Approval

  • $10,000+ in monthly credit/debit card processing
  • 3+ months in business
  • Active business bank account
  • No active bankruptcy
  • Credit score matters less — revenue history is primary

💰 Working Capital — Revenue-Based

  • $15,000+ monthly revenue
  • 2+ years in business (1-year programs available)
  • 580+ personal credit score preferred
  • 3–6 months business bank statements
  • Positive cash flow in bank statements

Ready to Get Funded?

One application. 250+ lender sources. The right solution for your business.

Apply Now — Free → See All Products Call (877) 935-8266
Hours
Mon–Fri 9am–5pm CT
Apply Now →